Saudi Arabia is one of the biggest sources of remittances to Pakistan. Here is how to send money from Saudi Arabia to Pakistan safely.
Main Ways to Send Money
- Saudi bank apps – add a Pakistani beneficiary with IBAN and transfer online.
- Digital wallets – licensed Saudi wallet apps offer international transfers.
- Licensed remittance companies – branches and apps of well-known exchange companies.
- International apps where available.
- Cash pickup for receivers without bank accounts.
What You Need
- Valid iqama and an account in your name
- Receiver’s name as on CNIC
- Receiver’s IBAN or mobile wallet number
Save More on Every Transfer
- Compare exchange rates across two or three services.
- Check transfer fees and any receiving charges.
- Avoid informal hundi – it is illegal and unsafe.
Remittance Rewards in Pakistan
Pakistan’s State Bank has wound down the Sohni Dharti Remittance Programme: remittances sent from 1 July 2026 no longer earn new reward points, while existing points can be redeemed until 30 June 2027. Check with your bank for current offers.
Stay Safe
- Use only licensed banks, exchange houses and official apps.
- Never share your PIN, OTP or card details with anyone who calls or messages you.
- Be careful of “too good to be true” offers and anyone asking for an upfront fee.
This guide is for general information only and is not financial advice. Fees, exchange rates, interest rates and rules change often – always check the latest details with the bank, app or official authority before you decide.
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