Millions of Pakistanis in Dubai, Abu Dhabi and Sharjah send money home every month. This guide explains how to send money from UAE to Pakistan safely, quickly and at the lowest cost.
How to Send Money From UAE to Pakistan: Main Options
- UAE bank apps – most UAE banks let you add a Pakistani beneficiary with their IBAN and send money online.
- Licensed exchange houses – such as Al Ansari, Lulu Exchange and others, through their branches and apps.
- Money transfer apps – international apps like Wise, Remitly and Western Union send to Pakistani bank accounts or mobile wallets.
- Mobile wallets in Pakistan – many services can credit JazzCash or Easypaisa accounts directly.
- Cash pickup – for family members without a bank account.
What You Need
- Your Emirates ID
- Receiver’s full name as on CNIC
- Receiver’s IBAN (24 characters starting with PK) or wallet number
- Bank name in Pakistan
How to Get the Best Rate
- Compare the total amount the receiver gets, not only the fee.
- Check the exchange rate on two or three apps before sending.
- Sending a larger amount once is often cheaper than many small transfers.
- Use official channels – sending through banks and licensed providers keeps your money safe and legal.
Is Hundi or Hawala Safe?
No. Informal hawala or hundi transfers are illegal and risky – your money can be lost and there is no protection. Always use licensed banks or exchange houses.
Stay Safe
- Use only licensed banks, exchange houses and official apps.
- Never share your PIN, OTP or card details with anyone who calls or messages you.
- Be careful of “too good to be true” offers and anyone asking for an upfront fee.
This guide is for general information only and is not financial advice. Fees, exchange rates, interest rates and rules change often – always check the latest details with the bank, app or official authority before you decide.
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