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How to Open a Bank Account in Pakistan Online (2026)

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how to open bank account in pakistan online

Most Pakistani banks now let you open an account from your phone. Here is how to open a bank account in Pakistan online.

Types of Online Accounts

  • Asaan Digital Account – simple accounts with basic requirements, offered by many banks.
  • Regular digital current or savings accounts
  • Freelancer digital accounts for people earning foreign income
  • Roshan Digital Account for overseas Pakistanis

What You Need

  • Valid CNIC
  • Mobile number registered on your CNIC
  • Selfie or video for verification
  • Biometric verification at a branch or agent if requested

Steps

  1. Download your chosen bank’s app or open its digital account page.
  2. Enter CNIC and mobile number.
  3. Fill in your details and take a selfie or video.
  4. Complete biometric verification if required.
  5. Get your account number and IBAN, then register your Raast ID for free instant transfers.

Tips

  • Compare banks for app quality and fees.
  • Link your account to Raast using your mobile number.
  • Never share OTPs or your banking PIN.

This guide is for general information only and is not financial advice. Fees, exchange rates, interest rates and rules change often – always check the latest details with the bank, app or official authority before you decide.

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